Available on iOS and Android

Every financial tool
you need — one app.

16+ calculators and trackers built for the wealth-building journey. From day one to financial freedom.

Download on App Store Get it on Google Play See all tools →
✓ No account required ✓ Data stays on your device ✓ No bank connection ✓ Free to start
16+
Financial Tools
0
Accounts Required
100%
Private — On Device
$0
To Get Started
The Toolkit

One app. Every tool you've been searching for.

Most people juggle 4 or 5 apps just to manage their money. PocketIQ Wealth puts everything in one place — organized, offline, and private.

🏠
Loan Calculator
Monthly payments, total interest, and what an extra payment saves you.
Free
💳
Multi-Debt Payoff
Avalanche or Snowball — see exactly which debt to kill first.
Pro
📊
Net Worth Tracker
Add assets and liabilities, see your number, track growth over time.
Free
🔥
FIRE Calculator
Find your Financial Independence number and your timeline to get there.
Pro
📈
Compound Interest
See how money grows over time — the most powerful force in finance.
Free
🏖️
Retirement Calculator
What you need to retire, and whether you're on track to get there.
Pro
💰
Budget Planner
50/30/20 and custom budgeting methods to fit your real life.
Free
📋
Subscription Auditor
See exactly what you're paying every month — and what it adds up to.
Free
📉
Debt Paydown
Single-debt payoff with extra payment scenarios.
Free
⏱️
Cost of Waiting
What every year of delay costs you in wealth you'll never build back.
Free
💡
ROI Calculator
Know your return before you commit to any investment.
Free
📚
Daily Finance Tips
One new insight per day across debt, investing, credit, FIRE, and more.
Free
📇
Credit Utilization
See how your card balances affect your utilization ratio and score.
Free
⚖️
DTI Calculator
Your debt-to-income ratio — the number lenders actually check.
Free
🏡
Home Value Calculator
Estimate your home's current market value using recent comparable sales.
Pro
🧾
Tip Calculator
Split the bill and calculate tips in seconds — no mental math required.
Free
🧮
Basic Calculator
A full-featured calculator with history, right inside the app.
Free
Net Worth Tracker

Know your number. Watch it grow.

Add your assets and liabilities in seconds. PocketIQ Wealth calculates your net worth instantly — and Pro members can take snapshots over time to see their wealth trajectory. No spreadsheet required.

Your Net Worth
$12,854
Total Assets $14,700
Total Liabilities $1,846
Since last snapshot +$1,200
Years tracked 1 yr
Multi-Debt Payoff

Two tools. One mission — debt freedom.

The Debt Paydown and Multi-Debt Payoff calculators show you exactly which debt to eliminate first and how fast you can be free. Avalanche saves more interest. Snowball builds momentum. You choose.

Credit Card — 24% APR Pay first
Car Loan — 6.9% APR 2nd
Student Loan — 4.5% APR 3rd
Debt-free in 3 yrs 4 mo
Interest saved $2,840
🔒
No account required
Open the app and start using it. We don't ask for your name, email, or any personal information.
📱
Your data stays on your phone
Everything you enter is stored locally on your device. Nothing is sent to any server — ever.
🏦
No bank connection
We never ask to connect to your bank accounts. Your financial data is yours alone.
Pricing

Start free. Upgrade when you're ready.

The core tools are always free. Pro unlocks the planning and tracking features that keep you coming back.

Free
$0
Core calculators, always free.
  • Loan Calculator + What If
  • Compound Interest
  • Debt Paydown
  • Cost of Waiting
  • ROI Calculator
  • Credit Utilization & DTI
  • Tip & Basic Calculators
  • Subscription Auditor (up to 6)
  • Budget Planner (50/30/20)
  • Net Worth Tracker (current total)
  • Daily Finance Tips
★ Pro
$9.99 / year
Or $1.99/month. Cancel anytime.
  • Everything in Free
  • Multi-Debt Payoff
  • Retirement Calculator
  • FIRE Calculator
  • Home Value Calculator
  • Budget Planner (all methods)
  • Subscription Smart Audit
  • Net Worth Snapshots & History
  • Net Worth 10-Year Projection
  • 8 Accent Color Themes
Subscription managed by the App Store or Google Play.
★★★★★
"A useful tool to keep up with expenses and DTI. Definitely a game changer all in one app."
— Hue Bleu Swim, Google Play review
"I spent 15 years building wealth and wishing one app existed that did everything. So I built it."
— Founder, Floris Labs LLC

The financial toolkit built for the journey.

Free to download. No account. No bank link. Just open it and run the numbers.

Download on the App Store Get it on Google Play